Menu of Services


Our full menu of services:

All the ways we help you control risk and cut costs

Risk management is a many-splendored thing. Whatever your specific needs, chances are good we have the expertise and track record you’re looking for. Here’s an overview of all the services we provide.


Self-insurance involves various forms of risk-retention — you know, where you assume direct financial responsibility for your organization’s risks, rather than transferring that responsibility to a commercial insurer. This approach has many rewards, but it comes with added responsibilities. That’s where we get involved. Read more about our self-insurance services here.

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A member-owned risk pool effectively serves as an insurance company for private- or public-sector entities in a specific niche (hospitality, say, or public education). Because the members own the pool, they retain any surplus generated by it. The risk also remains with the members, however. That’s why they need a professional pool manager — like Ashton Tiffany. Read more about our pooling services here.

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HR, accounting, risk management. Whatever your core business, if you’re a decent-sized organization, you have to deal with these functions. If you’re happy handling your own risk management program, great. (We’re probably kindred spirits.) But if you’d like to outsource some of your risk management activities to us — say, budgeting, or broker oversight, or insurance renewal — we can help. If you want to outsource your entire risk management operation, we can really help. Read more about the variety of virtuosos we can deploy for you here.

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Do you have an exotic new risk you can’t figure out how to cover? Are you torn between self-insurance options? Are you wondering whether it makes sense to join — or leave — a member-owned risk pool? Do you need help understanding the risk management implications of expansion into a new legal jurisdiction? Call us — we live for this stuff.

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CIPs, also called wrap-ups, can help improve safety and reduce costs on large construction projects. Under a CIP, the program sponsor (usually the project owner or the construction manager/general contractor) purchases a single insurance policy to cover the owner, construction manager, contractors, and subcontractors. Joining all the parties together under one insurance arrangement creates a number of program benefits, including reductions in coverage gaps, lower litigation risk, and the potential for project savings. We’ve done billions of dollars’ worth of CIPs, and we’ve seen them work wonders.

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A captive insurance company is owned and controlled by its insured(s). Captives offer organizations the ability to directly insure specified levels of risk, and to reinsure higher, catastrophic levels of risk through the commercial insurance market. Our clients love the flexibility, control, and savings that a captive can provide. We’re big believers, too. We’ll help you determine whether a captive is right for you, get one started if it makes sense, and keep your captive rolling like a French road bike.

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Effective claims administration is a critical factor in keeping overall risk management costs down. That’s why we’ve invested heavily in a sizeable team of exceptional claims professionals. They can undertake a claims audit of your organization, oversee a third-party administrator RFP process, assist you in choosing a claims information system, or consult on particularly problematic individual claims or claim categories.

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When losses occur, they can affect personnel, property, operations, and profitability. If your company doesn’t have a loss control program, we’ll create one for you, including program design, implementation, and training. We’ll also review your current, in-house safety procedures to make sure they’re consistent with the latest research and best practices. When we’re through, you can celebrate all the bad stuff that’s not happening.

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Enterprise Risk Assessment

Traditional risk management focuses on protecting an organization’s physical and financial assets, very often through the purchase of insurance. An enterprise risk management approach, on the other hand, recognizes that not all important risks are tangible and insurable. You may be facing reputational risks, for example, regulatory and political risks, market risks, human capital risks, and many others. Are you confident you’re prepared? Are you sure you’re even aware of all the relevant risks? Let us walk you through an enterprise risk assessment. We’ll help you spot your vulnerabilities and flag the ones that need immediate attention.

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